If you would like to earn a higher dividend rate on your investment, as well as have the feeling that your investment is secure, then a share certificate may be right for you. With terms ranging from 3 months to 5 years, we have a rate and term that will suit your particular investment time frame. Many members also chose to spread out their share certificates to maximize their liquidity while at the same time maintain their higher dividend rate.

Share Certificates; Step-Up Share Certificates; Traditional, Roth, & Coverdell IRA Certificates available.