BRANCHES WILL OPERATE AS DRIVE-THRU ONLY ON SATURDAY OCTOBER 23rd, 2021: Due to staffing challenges, we regret to inform that both our Albany and Troy branch lobbies will be closed on Saturday October 23, 2021. Our staff are happy to accommodate most requests during our regular Saturday hours 9am-1pm at the drive-thru or by phone at 518-286-1611. Both branches plan to resume regular lobby and drive-thru access on Monday October 24th. Thank you for your understanding and patience.

Locations & Hours | Applications & Forms

Share Certificates

If you would like to earn a higher dividend rate on your investment, as well as have the feeling that your investment is secure, then a share certificate may be right for you. With terms ranging from 3 months to 5 years, we have a rate and term that will suit your particular investment time frame. Many members also chose to spread out their share certificates to maximize their liquidity while at the same time maintain their higher dividend rate.

Share Certificates; Step-Up Share Certificates; Traditional, Roth, & Coverdell IRA Certificates available.

Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Study Hall

A place for you to come and explore a wide range of financial topics. Let us be your trusted source of honest and easy to understand financial advice.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.