Deposit Account Rates

As of January 19, 2017

Rates subject to change without notice.

Prime Rate: 3.75%

Rates
Account Type Current Rate Current APY*
Regular Share Accounts 0.10% 0.10%
Summer Share Accounts 0.10% 0.10%
Vacation Share Accounts 0.10% 0.10%
Holiday Club Accounts 0.10% 0.10%
Share Draft Accounts 0.00% 0.00%
Educational Individual Retirement Share Accounts 0.10% 0.10%
Traditional and Roth Individual Retirement Share Accounts - Tiered Rates
Amount Current Rate Current APY*
$0 - $2,499.99 0.10% 0.10%
$2,500 - $9.999.99 0.10% 0.10%
$10,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 + 0.40% 0.40%
Money Market Checking/Savings Accounts - Tiered Rates. Minimum balance of $2,000 to earn interest.
Amount Current Rate Current APY*
$2,000 - $9,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $149,999.99 0.40% 0.40%
$150,000 + 0.45% 0.45%
Share Certificates**
Term Current Rate Current APY*
3-month 0.15% 0.15%
6-month 0.15% 0.15%
12-month 0.20% 0.20%
15-month SPECIAL 0.50% 0.50%
18-month 0.40% 0.40%
24-month 0.45% 0.45%
30-month 0.45% 0.45%
36-month 0.75% 0.75%
48-month 1.04% 1.05%
60-month 1.24% 1.25%

*Annual Percentage Yield. Fees may reduce earnings.

**Minimum Balance to open a Share Certificate is $500. For IRA certificates add 10 basis points to the current listed rate - includes Traditional, Roth and Education IRA's. IRA certificates are not available for the 15-month special term. Share Certificates are subject to an early withdrawal penalty.

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