BRANCHES WILL OPERATE AS DRIVE-THRU ONLY ON SATURDAY OCTOBER 23rd, 2021: Due to staffing challenges, we regret to inform that both our Albany and Troy branch lobbies will be closed on Saturday October 23, 2021. Our staff are happy to accommodate most requests during our regular Saturday hours 9am-1pm at the drive-thru or by phone at 518-286-1611. Both branches plan to resume regular lobby and drive-thru access on Monday October 24th. Thank you for your understanding and patience.

Locations & Hours | Applications & Forms

Smart Start Checking (ages 17-24)

School Systems FCU offers a complete package for members age 17-24: whether a high school student, college applicant, college student, or a young adult just entering the workforce. This package combines the needed assistance to earn credit with eligibility for a VISA credit card and special loan rates for first time loans, along with providing the flexibility to access funds through an ATM or Debit Card and Virtual Banking.

A perfect account for making everyday purchases, setting up automatic payments, or just getting cash when you need it, the Smart Start Package offers a complete system to keep finances on track and provide convenient access to funds.

Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Study Hall

A place for you to come and explore a wide range of financial topics. Let us be your trusted source of honest and easy to understand financial advice.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.