NextStep Checking Accounts

Apply online or schedule an appointment to apply in person.

KASASA® CASH BACK

KASASA® CASH

ANALOG CHECKING

Earn 5% cash back on purchases and more

Free checking that earns high dividends

For people who still appreciate a check register

APPLY IN MINUTES
APPLY IN MINUTES
APPLY IN MINUTES
FEESFREEFREEFREE
KEY FEATURES
  • Up to 5.00% cash back on debit card purchases
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $180 cash back per year, $15 per month

  • 3.00% APY on balances up to $10,000
  • 3.00% to 0.50% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY if qualifications aren't met
  • Can link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No minimum balance
  • No monthly service charges
  • No per check charges
  • Direct Deposit or Payroll Deduction available
  • Overdraft Protection by Shares or Overdraft Protection by Loan are available
  • Detailed monthly statements

REFUNDS ON ATM WITHDRAWLSUp to $20 monthlyUp to $20 monthly$0
FREE ONLINE & MOBILE BANKINGYESYESYES
FREE DEBIT CARDYESYESYES
MINIMUM OPENING DEPOSITYESYESYES

APY = Annual Percentage Yield