BRANCHES WILL OPERATE AS DRIVE-THRU ONLY ON SATURDAY OCTOBER 23rd, 2021: Due to staffing challenges, we regret to inform that both our Albany and Troy branch lobbies will be closed on Saturday October 23, 2021. Our staff are happy to accommodate most requests during our regular Saturday hours 9am-1pm at the drive-thru or by phone at 518-286-1611. Both branches plan to resume regular lobby and drive-thru access on Monday October 24th. Thank you for your understanding and patience.

Visa Debit Cards

It's your checkbook and your ATM card all in one! You can use your SSFCU Visa Debit Card to make purchases directly from your Share Draft (checking) account, or you can use your card to withdraw cash, request a balance inquiry or transfer funds at an ATM.

Here's how it works. When you want to make a purchase, simply present your card to the cashier or clerk. The cashier or clerk will perform the transaction as if your card was a credit card - except the purchase price is automatically deducted from the available funds in your Share Draft (checking) account. All you have to do is sign the receipt and record the transaction in your checkbook.

The SSFCU Visa Debit Card will save you time and money. You will no longer have to carry your checkbook all over the place, or withdraw more money than you need from an ATM to make a purchase.

In the event that your Visa Debit Card is lost or stolen, please call the credit union office during business hours. After business hours, please call 1.800.472.3272

Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Study Hall

A place for you to come and explore a wide range of financial topics. Let us be your trusted source of honest and easy to understand financial advice.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.