IMPORTANT UPDATE 5/30/2020: Virtual Branch continues to experience intermittent issues today. The login window or login page may have difficulty or slow response time loading, or you may receive a message similar to "we are unable to validate your information". Please wait a few minutes and try our site again. Our mobile app is available, so we encourage members to access their accounts via the mobile app at this time, if possible. Please know our technical team is working as quickly as possible to resolve these issues. We know how important member access to online banking is at these difficult times and we appreciate your patience.

REMINDERS: As of April 15, 2020, our drive-up teller windows will remain open, however, lobby access will be restricted. Please refer to the important update article posted in our website News & Events section. Additional information is also located in our NEWS section regarding the postponement of our Annual Meeting.

Deposit Account Rates

As of March 20, 2020

Rates subject to change without notice.

Prime Rate as of January 1, 2020: 4.75%

Current Prime Rate: 3.25%

Account Type Current Rate Current APY*
Regular Share Accounts 0.05% 0.05%
Summer Share Accounts 0.05% 0.05%
Vacation Share Accounts 0.05% 0.05%
Holiday Club Accounts 0.05% 0.05%
Secured Share Accounts 0.05% 0.05%
Share Draft Accounts 0.00% 0.00%
Educational Individual Retirement Share Accounts 0.10% 0.10%
Traditional and Roth Individual Retirement Share Accounts - Tiered Rates
Amount Current Rate Current APY*
$0 - $2,499.99 0.10% 0.10%
$2,500 - $9.999.99 0.30% 0.30%
$10,000 - $24,999.99 0.40% 0.40%
$25,000 - $49,999.99 0.50% 0.50%
$50,000 + 0.60% 0.60%
Money Market Checking/Savings Accounts - Tiered Rates. Minimum balance of $2,000 to earn interest.
Amount Current Rate Current APY*
$2,000 - $9,999.99 0.20% 0.20%
$10,000 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.40% 0.40%
$50,000 - $149,999.99 0.60% 0.60%
$150,000 + 0.90% 0.90%
Share Certificates**
Term Current Rate Current APY*
3-month 0.20% 0.20%
6-month 0.25% 0.25%
12-month 0.35% 0.35%
15-month SPECIAL 0.75% 0.75%
18-month 0.45% 0.45%
24-month 0.55% 0.55%
30-month 0.65% 0.65%
36-month 0.75% 0.75%
48-month 0.85% 0.85%
60-month 0.95% 0.95%

*Annual Percentage Yield. Fees may reduce earnings.

**Minimum Balance to open a Share Certificate is $500. For IRA certificates add 10 basis points to the current listed rate - includes Traditional, Roth and Education IRA's. IRA certificates are not available for the 15-month special term. Share Certificates are subject to an early withdrawal penalty.

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