As of March 20, 2020
Rates subject to change without notice.
Prime Rate as of January 1, 2020: 4.75%
Current Prime Rate: 3.25%
| Rates | ||
| Account Type | Current Rate | Current APY* |
| Regular Share Accounts | 0.05% | 0.05% |
| Summer Share Accounts | 0.05% | 0.05% |
| Vacation Share Accounts | 0.05% | 0.05% |
| Holiday Club Accounts | 0.05% | 0.05% |
| Secured Share Accounts | 0.05% | 0.05% |
| Share Draft Accounts | 0.00% | 0.00% |
| Educational Individual Retirement Share Accounts | 0.10% | 0.10% |
| Traditional and Roth Individual Retirement Share Accounts - Tiered Rates | ||
| Amount | Current Rate | Current APY* |
| $0 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $9.999.99 | 0.30% | 0.30% |
| $10,000 - $24,999.99 | 0.40% | 0.40% |
| $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 + | 0.60% | 0.60% |
| Money Market Checking/Savings Accounts - Tiered Rates. Minimum balance of $2,000 to earn interest. | ||
| Amount | Current Rate | Current APY* |
| $2,000 - $9,999.99 | 0.20% | 0.20% |
| $10,000 - $24,999.99 | 0.30% | 0.30% |
| $25,000 - $49,999.99 | 0.40% | 0.40% |
| $50,000 - $149,999.99 | 0.60% | 0.60% |
| $150,000 + | 0.90% | 0.90% |
| Share Certificates** | ||
| Term | Current Rate | Current APY* |
| 3-month | 0.20% | 0.20% |
| 6-month | 0.25% | 0.25% |
| 12-month | 0.35% | 0.35% |
| 15-month SPECIAL | 0.75% | 0.75% |
| 18-month | 0.45% | 0.45% |
| 24-month | 0.55% | 0.55% |
| 30-month | 0.65% | 0.65% |
| 36-month | 0.75% | 0.75% |
| 48-month | 0.85% | 0.85% |
| 60-month | 0.95% | 0.95% |
*Annual Percentage Yield. Fees may reduce earnings.
**Minimum Balance to open a Share Certificate is $500. For IRA certificates add 10 basis points to the current listed rate - includes Traditional, Roth and Education IRA's. IRA certificates are not available for the 15-month special term. Share Certificates are subject to an early withdrawal penalty.
