If you are going to be traveling and plan to use your School Systems FCU Visa Debit Card, Visa Gold Credit Card or Visa Classic Credit Card, we encourage you to notify the Credit Union. Our card programs use a fraud monitoring system that will alert you by telephone or potentially decline transactions that exceed your typical spending patterns or geographic location. By notifying the credit union, we can place a travel exception on your card that includes the dates and location of your travel to help you avoid potential declines due to suspected fraud. This is especially important when traveling internationally, because so much fraud originates from foreign countries, most transactions will automatically decline without a travel exception being placed on the card.
These requests can be made by visiting a branch, mailing us written notification, using the secure email through Virtual Branch or by calling us directly at 518-286-1611 (Troy) or 518-456-1611 (Albany).