NEW SATURDAY BRANCH HOURS BEGINNING 1/7/2023: Our Saturday hours beginning January 7th will now be 9am to 12pm. You can access your accounts virtually 24 hours a day, 7 days a week using Virtual Branch Online Banking, our mobile app, PAT (your personal automated teller) and using the nearly 30,000 CO-OP ATM locations available nationwide.


*** FRAUD ALERT *** Text messaging scams continue to be a major threat across the United States, and even locally, with fraudsters attempting to gain access to your personal information. These scams can be related to fraud on your debit card, or by simply asking you to verify a transaction that you know you did not make. The initial request can sometimes seem harmless, but the further along the scammer can convince the recipient of the message to cooperate, the more details they are hoping you will provide.

Don't fall victim to scams like this. School Systems FCU and other financial institutions will never call or text you and ask that you provide us with your personal, card or account information. Our credit union's fraud department does not send fraud alerts via text. Any text messages you receive requesting that you respond about debit card fraud, confirm transactions or provide personal information should be considered suspicious and we encourage you to contact one of our branches immediately. Albany 518-486-1611, Troy 518-286-1611.

Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Study Hall

A place for you to come and explore a wide range of financial topics. Let us be your trusted source of honest and easy to understand financial advice.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.