NEW SATURDAY BRANCH HOURS BEGINNING 1/7/2023: Our Saturday hours beginning January 7th will now be 9am to 12pm. You can access your accounts virtually 24 hours a day, 7 days a week using Virtual Branch Online Banking, our mobile app, PAT (your personal automated teller) and using the nearly 30,000 CO-OP ATM locations available nationwide.

Who Can Join

About Membership

Joining School Systems FCU is one of the best financial decisions that you will ever make. We offer a wide range of products and services tailored to meet your specific financial needs.

In order to be eligible for membership, you must meet one of the criteria listed below:

  • If you live, work worship or attend school in Albany or Rensselaer counties, you are eligible to join!
  • If you are a family member (by blood or through marriage) of a current SSFCU member, you are eligible to join!
  • If you work for one of our Select Employer Groups (see below), you are eligible to join!

How To Apply For Membership

  • Stop by one of our branch locations.
  • Print our Membership Application, follow the instructions and return in person or by mail.
  • Send us an email for further information at For general questions or product information only. For your own protection and your membership, please do not send any personal or financial information (this email address is not secure).

Offer School Systems FCU Membership To Your Employees

Enhance your current employee benefits package at no cost to you by becoming a Select Employer Group with School Systems Federal Credit Union. Adding credit union membership to your benefits package is a commitment to your employees' financial future. Your employees will be able to take advantage of our complete listing of financial products, services and benefits. We offer high yields on savings and checking accounts, competitive lending rates, financial planning services, convenient hours and locations and a friendly, knowledgeable staff.

To become a Select Employer Group of School Systems Federal Credit Union and offer the benefits of credit union membership to your employees, please call 518-286-1611 or email For general questions or product information only. For your own protection and your membership, please do not send any personal or financial information (this email address is not secure).

Select Employer Groups

Educational Institutions

Averill Park School District

Loudonville Christian School

Berlin School District

Menands Union-Free School

Berne-Knox-Westerlo Central School District

North Colonie Central School District

Bethlehem Central School District

Parsons Child and Family Center

Ravena-Coeymans-Selkirk School

East Greenbush Central School District

Robert C. Parker School

Guilderland Central School District

Schodack Central School District

Hoosick Falls Central School District

South Colonie School District

La Salle School

Troy Central School District

Lansingburgh School District

Voorheesville Central School District

Latham Christian Academy

Wynantskill Union-Free School District


Albany College of Pharmacy

Hudson Valley Community College

College of Saint Rose

Siena College

Organizations and Companies

Anixter, Inc.

NYS Nurses Assoc. Pension Plan

Bethlehem Public Library

NYS Public Employees Federation

Early Childhood Education Center


EDT Learning (ILINC)

Northgate Funding Company

Epilepsy Foundation of Northeastern NY

Reed Group

Guilderland Chamber of Commerce

Sylvan Learning Center

Guilderland Public Library

Touhey Associates

La Corte Companies, Inc.

Trinity Nursery and Daycare

MTI Instruments

United University Professions

Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Study Hall

A place for you to come and explore a wide range of financial topics. Let us be your trusted source of honest and easy to understand financial advice.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.