BRANCHES WILL OPERATE AS DRIVE-THRU ONLY ON SATURDAY OCTOBER 23rd, 2021: Due to staffing challenges, we regret to inform that both our Albany and Troy branch lobbies will be closed on Saturday October 23, 2021. Our staff are happy to accommodate most requests during our regular Saturday hours 9am-1pm at the drive-thru or by phone at 518-286-1611. Both branches plan to resume regular lobby and drive-thru access on Monday October 24th. Thank you for your understanding and patience.

Locations & Hours | Applications & Forms

Visa Classic Card

A low annual percentage rate, no annual fees and no cash advance fees are some of the features of the SSFCU Visa Classic Credit Card. This card is perfect for members trying to establish credit, or for those simply looking for a break from other high-interest credit card offers.

  • 8.90% Introductory Rate for the first 6 months
  • Thereafter, the APR will vary with the market based on the Prime Rate (see Application and Solicitation Disclosure for details)Credit lines up to $10,000
  • No Annual Fee
  • No Cash Advance Fee

Application and Solicitation Disclosure

Card Agreement

*Annual Percentage Rate

Rates Subject to Change Without Notice - Actual rates are based on your credit rating.

Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Study Hall

A place for you to come and explore a wide range of financial topics. Let us be your trusted source of honest and easy to understand financial advice.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.