NEW SATURDAY BRANCH HOURS BEGINNING 1/7/2023: Our Saturday hours beginning January 7th will now be 9am to 12pm. You can access your accounts virtually 24 hours a day, 7 days a week using Virtual Branch Online Banking, our mobile app, PAT (your personal automated teller) and using the nearly 30,000 CO-OP ATM locations available nationwide.

Credit Life Insurance

What is MEMBER’S CHOICE® Credit Life Insurance?

It’s a way to help cover your family. There is no way your family can predict an unexpected death but you can take steps to make sure your family is provided for if the unexpected occurs. MEMBER’S CHOICE® Credit Life Insurance helps pay your loan so your loved ones don’t have to.

How Does It Work?

The premium is included in your monthly loan payment. If you have a balance on your loan at the time of your death, MEMBER’S CHOICE® Credit Life Insurance can help. By taking just a few simple steps while signing your loan paperwork, you’re helping take responsibility for your family’s financial future. Your loan officer can show you how and everything is included in your monthly loan payment.

Why Is It Valuable?

Once you complete the loan documents, coverage begins immediately for eligible borrowers. Your family won’t have to make loan payments—MEMBER’S CHOICE® Credit Life Insurance will pay off the loan, up to the policy maximum, and your family may not have to make payments from savings, salary or from other life insurance. Your family can choose to use your life insurance for other expenses.

Plus, you can cancel within the first 30 days for a full refund or any time after if you change your mind. If at any point you have questions, or if your family needs to file a claim, contact us.

Contact us at 518-286-1611 or email for more information or to enroll today.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.

CDCL-0713-659D, © CUNA Mutual Group 2014, All Rights Reserved

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