Home Equity Loans

Use the value in your home to finance an education, purchase a new car or make improvements around the house. Whatever the reason, one of the following loans will be perfect for you. SSFCU offers:

  • Fixed Rate Home Equity for up to 85% of the appraised value of your home minus unpaid existing mortgage. SSFCU will cover most closing costs (i.e., home appraisal, title search, flood zone determination and credit report fees). Repayment period of 5 to 20 years. *NYS mortgage tax not included. If closed within 3 years, the member will be responsible to reimburse the credit union for closing costs paid on their behalf.
  • Members Choice Home Equity up to 80% of the appraised value of your home minus unpaid existing mortgage. Offers the flexibility of a line of credit and the option to lock all or a portion of the line into a fixed rate and payback term. YOU DETERMINE the amount of the option, the length of the repayment term and the repayment method - choose from a 3, 5 or 10 year draw and select a max term of 10, 15 or 20 years. *NYS mortgage tax not included. If closed within 3 years, the member will be responsible to reimburse the credit union for closing costs paid on their behalf. Call for more information on the advantages of Members Choice.


Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Capital Financial Planning LLC

Your source for investment advice, financial plans, wealth management and investment advisory services.

Member Cellular Discounts with Sprint

Sprint Discount

Talk about savings! Say hello to the Sprint credit union member discount program.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Everything Automotive

Providing you information, data and inventory for your next car search.

Learning Center

Browse resources, links and information to help you manage your finances.