Saturday July 17th, 2021 - As a result of limited staffing, both branch locations will operate as drive up only for today. We expect to resume regular operations for both lobby and drive up on Monday July 19th. Thank you for your understanding.

Home Equity Loans

Use the value in your home to finance an education, purchase a new car or make improvements around the house. Whatever the reason, one of the following loans will be perfect for you. SSFCU offers:

  • Fixed Rate Home Equity for up to 83% (or 95% with qualifying criteria) of the appraised value of your home minus unpaid existing mortgage. SSFCU will cover most closing costs (i.e., home appraisal, title search, flood zone determination and credit report fees). Repayment period of 5 to 20 years. *NYS mortgage tax not included. If closed within 3 years, the member will be responsible to reimburse the credit union for closing costs paid on their behalf.
  • Members Choice Home Equity up to 83% (or 95% with qualifying criteria) of the appraised value of your home minus unpaid existing mortgage. Offers the flexibility of a line of credit and the option to lock all or a portion of the line into a fixed rate and payback term. YOU DETERMINE the amount of the option, the length of the repayment term and the repayment method - choose from a 3, 5 or 10 year draw and select a max term of 10, 15 or 20 years. *NYS mortgage tax not included. If closed within 3 years, the member will be responsible to reimburse the credit union for closing costs paid on their behalf. Call for more information on the advantages of Members Choice.


Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Study Hall

A place for you to come and explore a wide range of financial topics. Let us be your trusted source of honest and easy to understand financial advice.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.