IMPORTANT BRANCH UPDATES AS OF 1/15/2021:

ALBANY BRANCH TEMPORARILY DRIVE-THRU ONLY – LOBBY ACCESS BY APPOINTMENT ONLY

TROY BRANCH TEMPORARILY DRIVE-THRU ONLY - LOBBY ACCESS BY APPOINTMENT ONLY

With COVID cases on the rise in our communities, please understand that additional closures or changes to our branch availability may be necessary. Please call 518-286-1611 (Troy) or 518-456-1611 (Albany) to check branch availability or to schedule an appointment.

We encourage all members to utilize our night drop, ATM locations, digital banking or to contact us by phone when possible. For further details, please visit www.schoolfcu.com. Thank you for your patience and understanding.


Share Secured Loan

The Share Secured loan allows you to use funds already in your credit union account, that are converted to a Secured Share Savings account and pledged as collateral to your loan. This loan is a great option when you want to keep your funds in the credit union earning interest, but need use of the funds for any reason. The rate that you pay back on the loan will be two percentage points over the rate the secured funds are earning n the Secured Share Savings account.

  • Share Secured Loan Example: Earning 0.15% in a Share Secured Savings Account you could borrow up to the amount in that account at 2.15% (the Share Secured Savings Account is pledged for the same dollar amount and term as your loan but gives you the convenience of re-availability of the funds as the loan balance is paid down).

Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Capital Financial Planning LLC

Your source for investment advice, financial plans, wealth management and investment advisory services.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.