This is your "safety net" for your checking account. You will have a credit limit of $500 and if you do not have enough funds available in your checking account to clear a check, then funds are automatically deducted from this loan to cover the check. Funds are transferred from your Overdraft Loan to your checking account in increments of $50. Payment on this loan is due on the 15th of each month when there is an outstanding balance.
IMPORTANT BRANCH UPDATES AS OF 1/15/2021:
ALBANY BRANCH TEMPORARILY DRIVE-THRU ONLY – LOBBY ACCESS BY APPOINTMENT ONLY
TROY BRANCH TEMPORARILY DRIVE-THRU ONLY - LOBBY ACCESS BY APPOINTMENT ONLY
With COVID cases on the rise in our communities, please understand that additional closures or changes to our branch availability may be necessary. Please call 518-286-1611 (Troy) or 518-456-1611 (Albany) to check branch availability or to schedule an appointment.
We encourage all members to utilize our night drop, ATM locations, digital banking or to contact us by phone when possible. For further details, please visit www.schoolfcu.com. Thank you for your patience and understanding.
Overdraft Line of Credit
With over 5,000 locations nationwide your credit union will be wherever you decide to go.
Capital Financial Planning LLC
Your source for investment advice, financial plans, wealth management and investment advisory services.
Kasasa Care
Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.
Traveling out of the country? Order your foreign currency ahead of time with eZforex.
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