Overdraft Line of Credit

An Overdraft Line of Credit is your “safety net” for your checking account.

Features

  • Up to a $3,000 credit limit
  • No cost until you access your line of credit*
  • No annual fee
  • $48 monthly payment
  • Pay no interest until you actually use your line of credit
  • No prepayment penalty

* Payments due on the 15th of each month there is an outstanding balance.
** Funds are transferred from your NextStep Overdraft Line of Credit to your NextStep Checking account in increments of $50.