BRANCHES WILL OPERATE AS DRIVE-THRU ONLY ON SATURDAY OCTOBER 23rd, 2021: Due to staffing challenges, we regret to inform that both our Albany and Troy branch lobbies will be closed on Saturday October 23, 2021. Our staff are happy to accommodate most requests during our regular Saturday hours 9am-1pm at the drive-thru or by phone at 518-286-1611. Both branches plan to resume regular lobby and drive-thru access on Monday October 24th. Thank you for your understanding and patience.

Locations, Hours, & Phone numbers

Branch Hours:

Monday - Thursday: 9:00am to 4:30pm
Friday: 9:00am to 5:00pm
Saturday: 9:00am to 1:00pm

Troy Branch:

150 Defreest Drive
Troy, NY 12180
Fax: 518.286.2778
Map & Driving Directions

Albany Branch:

325 Washington Avenue Extension
Albany, NY 12205
Fax: 518.456.4150
Map & Driving Directions

Routing #


ATM Locations

Troy Branch:
24-hour Lobby ATM (with card swipe access)
24-hour Drive-up ATM

Albany Branch:
24-hour Lobby ATM (with card swipe access)

NYSUT Building:
ATM (limited to building hours)
800 Troy-Schenectady Road Latham, NY 12110

Co-Op ATM Network:
Over 28,000 ATMs nationwide that are surcharge-free.
Search for a location near you.

PAT (your personal automated teller):

518.456.1611 option 6

Co-Op Shared Branch Locations

There's a credit union branch to help you. When you're ready to fly on your own, your credit union won't be far. Just walk into any participating credit union branch with your member number and identification. With over 5,000 locations nationwide, your credit union will be wherever you decide to go. For a list of participating Co-Op Shared Branch locations, ask your Member Service Representative, or visit

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Co-Op Shared Branch

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Kasasa Care

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Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.