NEW SATURDAY BRANCH HOURS BEGINNING 1/7/2023: Our Saturday hours beginning January 7th will now be 9am to 12pm. You can access your accounts virtually 24 hours a day, 7 days a week using Virtual Branch Online Banking, our mobile app, PAT (your personal automated teller) and using the nearly 30,000 CO-OP ATM locations available nationwide.

Locations, Hours, & Phone numbers

Branch Hours:

Monday - Thursday: 9:00am to 4:30pm
Friday: 9:00am to 5:00pm
Saturday: 9:00am to 12:00pm (effective beginning 1/7/2023)

Troy Branch:

150 Defreest Drive
Troy, NY 12180
Fax: 518.286.2778
Map & Driving Directions

Albany Branch:

325 Washington Avenue Extension
Albany, NY 12205
Fax: 518.456.4150
Map & Driving Directions

Routing #


ATM Locations

Troy Branch:
24-hour Lobby ATM (with card swipe access)
24-hour Drive-up ATM

Albany Branch:
24-hour Lobby ATM (with card swipe access)

NYSUT Building:
ATM (limited to building hours)
800 Troy-Schenectady Road Latham, NY 12110

Co-Op ATM Network:
Over 28,000 ATMs nationwide that are surcharge-free.
Search for a location near you.

PAT (your personal automated teller):

518.456.1611 option 6

Co-Op Shared Branch Locations

There's a credit union branch to help you. When you're ready to fly on your own, your credit union won't be far. Just walk into any participating credit union branch with your member number and identification. With over 5,000 locations nationwide, your credit union will be wherever you decide to go. For a list of participating Co-Op Shared Branch locations, ask your Member Service Representative, or visit

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Co-Op Shared Branch

With over 5,000 locations nationwide your credit union will be wherever you decide to go.

Study Hall

A place for you to come and explore a wide range of financial topics. Let us be your trusted source of honest and easy to understand financial advice.

Kasasa Care

Whether you’re looking to get a jump on Open Enrollment or get protection for your belongings or identity, we’re here to do the heavy lifting.

Foreign Currency

Traveling out of the country? Order your foreign currency ahead of time with eZforex.

Learning Center

Browse resources, links and information to help you manage your finances.