Privacy Policy		• SSFCU Visa Gold Credit Card • SSFCU Visa Classic Credit Card • Cardholder Agreement SSFCU Visa Gold Credit Card Finally, a credit card designed with you, our members, in mind. The School Systems FCU Visa Gold Credit Card gives you the privileges associated with a Visa Gold Credit Card, combined with a low fixed annual percentage rate that you would expect from your credit union. Transfer your balances on all of your other high-interest rate credit cards to your SSFCU Visa Gold Credit Card and stop the "credit card shuffle" once and for all! The SSFCU Visa Gold Credit Card has the following features: 6.90% Introductory Rate for the first 6 months 9.90% Fixed Annual Percentage Rate (New Rate effective 7/1/08 - 10.90% APR*) Credit Lines up to $20,000 No Annual Fee No Cash Advance Fees Travel and Emergency Assistance Auto Rental Insurance And Many More!!! Cardholder Agreement *Annual Percentage Rate Rates Subject to Change Without Notice - Actual rates are based on your credit rating. SSFCU Visa Classic Credit Card A fixed annual percentage rate, no annual fees and no cash advance fees are some of the features of the SSFCU Visa Classic Credit Card. This card is perfect for members trying to establish credit, or for those simply looking for a break from other high-interest credit card offers. 6.90% Introductory Rate for the first 6 months 12.90% fixed Annual Percentage Rate (New Rate effective 7/1/08 - 13.90% APR*) Credit lines up to $5,000 No Annual Fee No Cash Advance Fee Cardholder Agreement *Annual Percentage Rate Rates Subject to Change Without Notice - Actual rates are based on your credit rating.