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Privacy Policy

Disclosure for Visa Classic and Visa Gold

APR* (Fixed) 9.90%
VISA Gold
(New Rate effective
7/1/08 - 10.90% APR*)
12.90%
VISA Classic
(New Rate effective
7/1/08 - 13.90% APR*)
Minimum Finance Charges $ 1.00
Balance Calculation Method Average Daily Balance (includes new purchases)
Annual Fee  NONE
Grace 25 days for New Purchases
NO Grace period for Cash Advances    
Other Fees Cash Advance Fee - None
Transaction Fee - None
Late Fee - $ 20.00
Over-the-limit Fee - $ 20.00

*Annual Percentage Rate
Rates Subject to Change Without Notice - Actual rates are based on your credit rating.

 

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